
3. World Nomads Travel Insurance
Pro: Adventure sports are covered at no additional cost
Con: Standard plan only promises up to $2,500 in trip protection
World Nomads sells customizable travel insurance policies that vary in terms of coverage and price based on your needs. Its policy inclusions are broad, and in contrast to other travel insurance companies, it covers adventure sports, such as scuba diving, mountain biking, bungee jumping and skiing, in its standard policy.

4. AIG Travel
Pro: Travel insurance policy coverage is tailored to your specific trip
Con: Information about policy coverage inclusions is not readily available without first obtaining a quote
AIG Travel offers three types of travel insurance plans: the Annual plan for all trips in a one-year span, the Pack N’ Go plan for last-minute trips and the single-trip plan (of which there are three levels). Single trips can be insured with Essential, Preferred or Deluxe level coverage depending on the cost of your trip and the amount of reimbursement you want to be guaranteed.