3. AXA Assistance USA
Average cost of travel insurance across sample trips: $199
AXA Assistance USA offers three tiers of travel insurance for customers who want to pay more (or less) to get the right amount of coverage. The Silver Plan is the most affordable option with 100% coverage for trip cancellation and interruption, $100 per day in coverage for trip delays ($500 maximum benefit), $500 in missed connection coverage, $100,000 in coverage for emergency medical evacuation, and $25,000 in accident and sickness coverage. This plan also comes with $200 in coverage for baggage delays and $750 in coverage for baggage and personal effects.
4. GoReady Insurance
Average cost of travel insurance across sample trips: $221
GoReady Insurance (formerly APRIL Travel Protection) offers travel insurance plans for single trips as well as annual plans for frequent travelers who need insurance for several trips throughout the year. Single-trip customers can choose from a handful of travel insurance plans as well as a cruise-specific plan and a VIP plan. The VIP plan offers coverage limits of up to $1 million for emergency evacuation, 100% coverage for trip cancellation and 175% reimbursement for trip interruption.