5. Generali Global Assistance
Average cost of travel insurance across sample trips: $245
Generali Global Assistance presents three travel insurance plan options, ranging from basic, affordable coverage to an enhanced, premium policy. The Standard plan provides coverage up to 100% of the insured vacation for trip cancellation and up to 125% of the insured vacation cost for trip interruption. The Standard plan also includes up to $50,000 in medical coverage and up to $500 in emergency dental coverage, plus missed connection and lost and delayed luggage coverage. The company’s other plans (Preferred and Premium) include similar offerings at higher coverage limits, in addition to more specific coverage for issues like financial insolvency of travel service providers and preexisting conditions.
6. Allianz Travel Insurance
Average cost of travel insurance across sample trips: $285
Allianz Travel Insurance provides a plethora of travel insurance plans, from specialized rental car and medical insurance to more traditional single-trip and annual travel insurance options. There are two top cost-effective plans from Allianz: OneTrip Cancellation Plus and OneTrip Basic. OneTrip Cancellation Plus includes trip cancellation and interruption coverage up to $5,000 and travel delay coverage up to $150 (this is the daily limit), plus access to a 24-hour hotline for assistance.